Privacy Policy

2. Information We Collect

Depending on how you interact with Vernsa, we may collect different categories of information.

2.1 Information you provide

This may include information you provide when creating an account, joining our waitlist, contacting us, or using our services.

• Name and contact information.
• Email address and phone number.
• Account and profile information.
• Information required for identity verification.
• Financial and transaction-related information.
• Information you provide when contacting customer support.

2.2 Information collected automatically

When you visit our website or use our services, certain technical information may be collected automatically.

• IP address.
• Browser and device information.
• Operating system.
• Pages visited and interactions with our website.
• Approximate location information derived from technical data.
• Diagnostic and security information.

3. How We Use Your Information

We may use information we collect for purposes including:

• Providing, operating and improving Vernsa services.
• Creating and managing user accounts.
• Processing and supporting transactions.
• Verifying user identities and preventing fraud.
• Protecting our platform, users and systems.
• Responding to customer support requests.
• Communicating important service updates.
• Complying with applicable legal and regulatory obligations.
• Understanding how our services are used so we can improve them.

4. Financial Information

If you use financial features provided through Vernsa, we may process information necessary to provide those features.

Depending on the service being used, this may include transaction information, account details, payment information, wallet information or other financial information required to complete or support a transaction.

Where appropriate, payment processing or financial services may be provided by regulated third-party providers. Those providers may process information in accordance with their own privacy policies and applicable requirements.

5. How We Share Information

We do not sell your personal information simply for the purpose of selling personal information.

We may share information where reasonably necessary with:

• Service providers that help us operate our platform.
• Payment, banking or financial service providers.
• Identity verification and fraud prevention providers.
• Cloud hosting, infrastructure and technology providers.
• Professional advisers and auditors where appropriate.
• Government authorities, regulators or law enforcement where required by law.

6. Data Security

We take reasonable technical and organizational measures designed to protect personal information from unauthorized access, loss, misuse, alteration or disclosure.

However, no website, application, network or electronic transmission can be guaranteed to be completely secure. You should therefore also take appropriate steps to protect your accounts and devices.

7. Data Retention

We retain personal information only for as long as reasonably necessary for the purposes described in this policy, including providing our services, maintaining business records, resolving disputes, preventing fraud and satisfying legal or regulatory requirements.

The exact retention period may vary depending on the type of information and the reason it was collected.

8. Cookies and Similar Technologies

Vernsa may use cookies and similar technologies to help operate our website, remember preferences, understand website usage and improve the user experience.

You may be able to control cookies through your browser settings. Disabling certain cookies may affect some website functionality.

9. Third-Party Services

Vernsa may integrate with third-party services, including payment processors, financial institutions, analytics providers, hosting providers, identity verification services and other technology providers.

Information processed by those third parties may be subject to their own terms and privacy policies.

10. International Data Transfers

Because Vernsa may use service providers located in different countries, your information may be processed or stored outside the country in which you live.

Where required, we will take appropriate measures relating to international transfers and the protection of personal information.

11. Your Privacy Rights

Depending on your location and applicable law, you may have rights relating to your personal information.

These may include the right to:

• Request access to personal information we hold about you.
• Request correction of inaccurate information.
• Request deletion of certain information.
• Object to or restrict certain processing.
• Withdraw consent where processing is based on consent.
• Request information about how your data is processed.

Some rights may be limited by applicable laws or regulatory obligations.

12. Children's Privacy

Vernsa's financial services are not intended for individuals who are not legally permitted to use financial services in their jurisdiction.

We do not knowingly collect personal information from children in violation of applicable law.

13. Account and Security Responsibilities

If you create an account with Vernsa, you are responsible for maintaining the confidentiality of your login credentials and for taking reasonable steps to protect your account.

If you believe your account has been compromised, you should contact us as soon as possible through the appropriate support channel.

14. Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes to our services, technology, legal requirements or business practices.

When we make changes, we may update the "Last updated" date at the beginning of this policy. Where required by applicable law, we will provide additional notice.