Send money.
Just like that.
You don't always need a bank account number to send someone money. With Vernsa, send to a supported phone number, email, username, bank account, or crypto wallet address — whatever you already know.
Coming soon on iOS and Android.
Vernsa balance
₦250,000.00
Send money
Who are you sending to?
Phone, email, username, bank or wallet
@james
Phone
User
Bank
Wallet
Payment received
Today
+₦50,000
05
Identifier types
1s
Instant transfer
0%
Hidden fees
24/7
Always available
The Vernsa difference
You don't need to memorize bank details.
Sending money should feel as easy as sending a message. Instead of asking someone for a long account number every time, Vernsa is designed to let you send using an identifier you already know — including a bank account when that's what you have.
Send with a phone number
Find a supported recipient using their phone number.
Send with an email
Use a supported email address to identify who you're sending to.
Send with a username
Use a Vernsa username or handle to make sending money more personal.
Send to a bank account
Transfer directly to supported bank accounts — when a bank number is what you have.
Send to a crypto wallet
Send supported crypto assets to a compatible wallet address and network.
Send money
Choose a recipient
Phone number
+234 907 388 5642
nnamchiisrael@yahoo.com
Username
@israel
Bank account
GTBank · •••• 4821
Crypto wallet address
0x7A3F...9F2C
No complicated recipient details
Use the supported identifier you already have — including a bank account.
Why Vernsa
Money should work around you.
Vernsa is designed around the way people actually communicate and move money.
Send with what you know
Send money using supported phone numbers, email addresses, usernames, bank accounts, and more.
Bank and beyond
Whether you have a bank account, a wallet address, or just a username — Vernsa meets you where you are.
Security in mind
Security and responsible handling of financial information are core parts of how Vernsa is being built.
How it works
Sending money shouldn't feel complicated.
Find the person using a supported identifier — phone, email, username, bank account or wallet.
Find your recipient
Enter a supported phone number, email, username, bank account or wallet address.
Enter the amount
Enter how much you want to send and review the transaction details before continuing.
Send securely
Complete the required verification and send your money or supported crypto asset.
What happens next
Behind the simple experience.
A simple interface, with careful engineering underneath — every transfer goes through the same reliable process.
Step 01
Recipient identified
We verify the recipient using the identifier you provided — phone, email, username, bank account or wallet.
Step 02
Transaction reviewed
Review the details — amount, recipient, currency — before confirming anything.
Step 03
Security checks run
Verification and protection measures help ensure the transfer is safe and legitimate.
Step 04
Money moves
Your transfer is processed with status updates visible in the Vernsa experience.
Imagine this
You just need to pay someone back.
You have their phone number. Or their email. Or a bank account. Maybe you only know their Vernsa username. Or you're sending crypto to their wallet. That's the idea.
Israel
@israel
You already have Israel's phone number, email, bank account, or username.
Sending to
@Israel
₦25,000
Sending to a bank?
Use a supported bank account and account name.
GTBank · •••• 4821
Sending crypto?
Use a supported wallet address and compatible network.
0x7A3F...9F2C
Less searching. Less copying account numbers. More simply sending money.
What people say
Built with care.
Felt by people.
"Vernsa just makes sense. Sending money to my brother's phone number felt like messaging him."
Femi B.
Small business owner
"I use Vernsa to send USDT to my wallet and pay for subscriptions. It's the first wallet that actually feels calm."
Adaeze O.
Freelance designer
"Being able to send to a phone number, email or bank account from the same app — that's the whole point. Vernsa got it right."
Tunde K.
Software engineer
Virtual account
Receive payments
Account name
Israel Nnamchi
Account number
8123 4567 89
Account number
GB29 NWBK 6016 1331 92
Account number
DE89 3704 0044 0532
Receive payments directly into your wallet.
Receive payments without a traditional bank.
Virtual accounts give you supported local receiving details in multiple currencies — useful for freelancers, remote workers and businesses receiving payments from around the world.
USD accounts
For receiving US dollar payments.
GBP accounts
For receiving GBP payments.
EUR accounts
For receiving euro payments.
More coming
Additional regions as Vernsa grows.
Your money.
Your way.
The Vernsa mobile app is being built to give you a simple way to send, receive and manage money — including sending to people using supported phone numbers, emails, usernames, bank accounts and crypto wallet addresses.
App availability will be announced at launch.
Available balance
₦250,000
Send money
To @israel
Deposit
Withdraw
Transfer
Bank transfer
GTBank · •••• 4821
Crypto transfer
Wallet address
Security
Your money deserves protection.
Security is being considered at every stage of the Vernsa experience, from account access to transactions and data handling.
Learn about Vernsa security →Account protection
Designed with authentication and verification measures in mind.
Transaction checks
Security checks are part of the transaction experience we're building.
Data protection
Responsible handling of personal information is a core consideration.
Continuous improvement
Security practices will evolve as Vernsa grows.
FAQ
Have questions?
What is Vernsa?
Vernsa is a financial technology platform built by Apaxaa to make sending, receiving and managing money simpler. One of its key ideas is making it easier to identify recipients using supported details such as phone numbers, email addresses, usernames, bank accounts and crypto wallet addresses.
How can I send money with Vernsa?
Vernsa is being designed to let users send money using supported recipient identifiers such as a phone number, email address, username, bank account or other available options, depending on the transaction.
Can I send to a bank account?
Yes. Vernsa is being designed to support transfers directly to supported bank accounts — so if a bank number is what you have, that's what you can use.
Do I need someone's bank account number?
Not necessarily. Vernsa is being designed around multiple supported ways to identify a recipient, including phone numbers, email addresses, Vernsa usernames and supported bank accounts. Availability may depend on the specific transaction.
Can I send crypto using a wallet address?
Vernsa is being designed to support crypto transfers using compatible wallet addresses for supported assets and networks. The exact assets and networks available will depend on what Vernsa supports at launch.
Can I receive money through Vernsa?
Yes. Vernsa is being built to make receiving money simple, with supported recipient identifiers and transaction methods designed around everyday use.
Who owns Vernsa?
Vernsa is a product built and operated by Apaxaa, a technology company based in Enugu, Nigeria. Apaxaa designs all of its products in-house with a focus on craft, clarity and long-term reliability. You can learn more about Apaxaa at apaxaa.com.
When will Vernsa launch?
Vernsa is currently under development. Join the waitlist to stay updated about the launch.
Vernsa is a product of Apaxaa — a technology company building what comes next.
Apaxaa designs and builds technology products with a focus on craft, clarity and long-term reliability. Vernsa is one of them — alongside our digital wallet, Vernsa, our dashboard, Joyet, and our other products.
Apaxaa
Parent company
Send money differently
Know their number?
Know their email?
Know their username?
Know their bank?
Have their wallet address?
That's the idea behind Vernsa. A simpler way to move money around the people and businesses you interact with — whether you're sending traditional money, a bank transfer, or supported crypto.